Contributing writer
Nathan Cole
Nathan Cole writes about small-business financing for LasVegas.loans, focusing on SBA loans and equipment financing. He researches every guide against primary sources — the U.S. Small Business Administration, the Nevada SBDC, and lenders' own published terms — and explains them in plain English. He is not a lender or a licensed financial adviser.
- Researches every guide from primary sources (SBA, Nevada SBDC)
- Independent — not a lender, broker, or licensed adviser
Articles
Business Acquisition Loans: Buying a Business
A business acquisition loan finances buying an existing business — usually via an SBA 7(a) loan. Here's how it works, the down payment, and what lenders want.
Business Term Loans: How They Work
A business term loan is a lump sum repaid on a fixed schedule. Here's how term loans work, what they suit, short vs. long term, and how to qualify.
Business Vehicle Financing: How It Works
Business vehicle financing uses the vehicle as collateral to fund cars, vans, and trucks for your company. Here's how it works, loan vs. lease, and who qualifies.
Commercial Truck Financing for Owner-Operators
Commercial truck financing funds semis, box trucks, and work trucks using the truck as collateral. Here's how it works, options for startups, and what lenders want.
Construction & Contractor Financing in Las Vegas
Contractors face lumpy cash flow and big equipment costs. Here's how Las Vegas construction businesses finance equipment, payroll, and the gap between jobs.
Equipment Financing for Small Businesses
Equipment financing uses the equipment itself as collateral, so it's often easier to qualify for. Here's how it works, who it suits, and how to compare offers.
Fleet Financing for Small Businesses
Fleet financing funds multiple business vehicles at once. Here's how it works, when it beats financing vehicles one by one, and what lenders look for.
How Long Business Loan Approval Takes
Business loan timelines range from a single day to a few months. Here's how long each type takes, what slows it down, and how to get funded faster.
How to Finance Buying a Business
Buying a business follows a clear sequence. Here's how acquisition financing works — valuation, the SBA loan, the down payment, and seller financing.
Invoice Factoring for Small Businesses
Invoice factoring turns unpaid invoices into immediate cash. Here's how factoring works, how it differs from invoice financing, costs, and who it suits.
SBA Down Payment to Buy a Business
How much do you need down to buy a business with an SBA loan? The current rule is a 10% equity injection — here's exactly what counts, including seller notes.
SBA Franchise Loans & the Franchise Directory
The SBA Franchise Directory is back as of June 2025 — here's what that means for financing a franchise with an SBA loan, and how eligibility works now.
SBA Loan vs. Line of Credit: Which Fits?
An SBA loan and a business line of credit solve different problems. Here's how they compare on purpose, structure, cost, and speed — and when to use each.
SBA Loans Explained for Small Businesses
How SBA 7(a), 504, and microloans work, who qualifies, what they cost, and how to apply — in plain language for small-business owners.
SBA Loans in Nevada: How to Apply Locally
How Nevada small businesses can access SBA 7(a), 504, and microloans — the local SBA district office, participating lenders, and free help getting application-ready.
SBA Microloans: How They Work
SBA microloans offer up to $50,000 through nonprofit community lenders, often for newer businesses. Here's how they work, what they fund, and how to apply.
Startup Funding in Las Vegas: Where to Look
Funding a Las Vegas startup means looking beyond banks. Here are the local capital sources, state programs, and free resources Nevada founders should know.